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HDFC UPI Credit Card Introduction – In the dynamic world of financial services, HDFC Bank stands as one of the pioneers, constantly innovating to bring convenience and value to its customers. One such innovation is the HDFC UPI RuPay Credit Card, a virtual card that seamlessly integrates with your UPI ID, opening a gateway to hassle-free payments and exciting rewards. In this blog,

we’ll explore the key features, benefits, and eligibility criteria of this cutting-edge credit card, highlighting why it’s a game-changer for modern consumers.

What is HDFC UPI RuPay Credit Card?

The HDFC UPI RuPay Credit Card is a virtual credit card offered by HDFC Bank that combines the features of a credit card with the convenience of UPI (Unified Payments Interface) payments. It is designed to provide a seamless payment experience by linking the credit card to your UPI ID.

What Are The Features And Benefits?

Virtual Powerhouse of Payments - The HDFC UPI RuPay Credit Card provides the convenience of a virtual card, eliminating the need to carry physical plastic. By linking it to your UPI ID, you can effortlessly make UPI payments for both online and offline transactions, revolutionizing the way you pay.

Cashback Bonanza - With the HDFC UPI RuPay Credit Card, every transaction becomes an opportunity to earn cashback rewards.

Enjoy up to 3% cash back on categories such as dining, groceries, supermarket expenses, and PayZapp spending.

Additionally, earn 2% cashback on utility spends and 1% cash back on other categories, making your everyday purchases even more rewarding.

Financial Discipline Made Easy - Timely bill payment is crucial for maintaining a healthy credit history. HDFC understands this and rewards responsible behavior. By paying your bill in full by the due date, you won’t incur any late payment fees, further enhancing the appeal of this card. it offers up to 50 days of the interest-free period

Cost-effective Convenience - it has just 249 annual fees and no joining charges. The HDFC RuPay Card breaks the mold by offering no annual fee if your annual spending exceeds Rs. 25,000. Furthermore, there’s no joining fee, ensuring that you can enjoy the benefits of this card from the moment you get it.

Global Freedom, Local Rewards - Traveling abroad? With the UPI RuPay Credit Card, you can bid adieu to foreign exchange transaction fees, making it an ideal companion for international trips. Experience seamless payments and enjoy your journey without the burden of additional charges.


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